International Travel Insurance
Global Expat Coverage
Protect Your Adventure: Essential Insurance for Expats & Global CitizensLiving abroad is an exciting journey—but unexpected medical costs shouldn’t derail it. Whether you’re retiring in Portugal, working remotely in Bali, or exploring Europe with your family, the right insurance keeps you covered!
Secure Reliable Plans
Expat Health Insurance
Global Health Coverage– Access top hospitals worldwide without financial stress.
Visa-Compliant Plans– Schengen visa? Digital nomad visa? We’ve got you approved.
24/7 Emergency Support– Including medical evacuation and repatriation.
Life & Disability Options– Protect your family’s future, no matter where home is.
Ensures access to quality healthcare
Why Do I Need Expat Health Insurance
🚫 No Local Coverage
Your home country’s insurance likely won’t cover you overseas, and many local healthcare systems exclude non-residents. Without the right plan, you could be left unprotected in an emergency.💸 Sky-High Medical Bills
From emergency surgeries to specialized treatments, healthcare costs abroad can be crippling. One hospital stay could wipe out your savings—insurance shields you from financial disaster.🏥 Better Care, Worldwide
Expat plans give you access to top-tier private hospitals, specialists, and international-standard care—no matter where life takes you.✈️ Emergency Evacuation
If you’re seriously ill or injured, you might need urgent transport to a country with advanced medical facilities. Without insurance, evacuation alone can cost tens of thousands.🌍 Seamless Global Protection
Many plans cover you across multiple countries—perfect for expats who travel frequently or split time between destinations.Don’t risk it. Get comprehensive coverage that moves with you.
Get Coverage Today
How Does Expat Health Insurance Work?
Living overseas shouldn't mean compromising on healthcare. Here's exactly how international health insurance protects you:1. Choose Your Perfect Plan
Select coverage that fits your expat lifestyle - from emergency care to routine checkups, specialist treatments, or even emergency evacuation. Options range from basic to comprehensive, with flexible customization.2. Simple Approval Process
After reviewing your medical history (a standard check for most insurers), you'll get approved with clear terms. Some pre-existing conditions may affect coverage - we'll help you navigate this transparently.3. Instant Access to Quality Care
Use your insurer's global network of top hospitals and clinics, often with direct billing (no upfront payments!). Whether you're in Lisbon or Bangkok, quality healthcare is just an appointment away.4. Hassle-Free Claims
Need care outside the network? Simply submit your receipts for quick reimbursement. We keep the paperwork minimal so you can focus on your health.5. Coverage That Grows With You
Renew annually with options to adjust your plan as your life changes. Most conditions remain covered year after year.Why Go Without? Get protected before you need it.
Coverage beyond borders
What Does International Expat Health Insurance Cover?
Living overseas shouldn't mean compromising on healthcare. Our international health plans give you comprehensive coverage and peace of mind wherever your journey takes you:
Full Medical Coverage
- Hospital stays & surgeries
- Specialist consultations & diagnostics (MRI/CT scans)
- Prescription medications
Specialized Care
- Complete cancer treatment (prevention to therapy)
- Mental health support (therapy & counseling)
- Maternity & newborn care (including complications)
Emergency Protection
- Medical evacuation to top facilities worldwide
- Repatriation coverage when needed most
Optional Add-Ons
- Dental care (routine to major procedures)
- Vision coverage (exams & corrective care)
Seamless Global Access
- Direct billing at top international hospitals
- Worldwide network of trusted providers
Preventive Wellness
- Routine check-ups & vaccinations
- Health screenings (diabetes, cancer, and more)
How Much Does Expat Health Insurance Cost?
Quality international health coverage adapts to both your needs and budget. Here's what you should know about pricing:Typical Price Range
Basic hospital-only coverage starts around $50/month, while comprehensive plans covering nearly all medical expenses can exceed $1,000/month. Most expats find comfortable coverage between $200-$600 monthly.What Determines Your Premium?
Four key factors shape your costs:
1. Your age- younger applicants typically pay less
2. Country of Origin
3. Medical history- pre-existing conditions may affect pricing
4. Destination country- countries with expensive healthcare like the US or Switzerland mean higher premiumsCoverage Options
Most insurers offer two main approaches:
- Worldwide (Excluding USA): The most cost-effective choice for expats not needing US coverage
- Worldwide (Including USA): Essential for those requiring stateside medical care
Policy premiums can be adjusted by choosing your own deductible and adding or removing specific benefits.
Get a Quote
Smart Travelers Know: A Good Broker is Your Secret Weapon
Savvy globetrotters love scoring deals - hunting down the perfect flight, unlocking hidden hotel discounts, and mastering travel hacks. But here's what even the most experienced travelers often miss: working with an international insurance broker doesn't just cost money - it saves money while delivering better protection.Why? Because we:
- Know the loopholes you don't (like visa requirements that can make or break your trip)
- Get you more coverage for your dollar through carrier relationships
- Save you hours of confusing policy comparisons
- Provide emergency support when things go wrong abroadThe best travel deals mean nothing if you're stuck with a $50,000 medical bill or denied entry at immigration. That's where our expertise pays for itself - often many times over. Request a quote to receive personalized advice from a licensed agent.